Your W-2 says doctor. Your finances say small business.

Side gigs, locum shifts, 1099s, retirement, real estate, and a tax bill that keeps growing. Ease Agent runs the financial life that comes with being a high-earning physician.

You're not a freelancer. You're not a Fortune 500.

There is nothing built for you.

• Mint and Monarch are too lightweight for complex finances
• QuickBooks and CPAs feel disconnected and reactive
• Wealth management firms typically focus on clients closer to retirement
• Meanwhile, you're 38 and managing:
  • W-2 income
  • Locum 1099s
  • A moonlighting LLC
  • A solo 401(k)
  • Possibly an LP stake in a surgery center

And a CPA you only speak with once a year.

Ease was built for the gap.

TOOLS YOU'RE COBBLING TOGETHER TODAY

Mint / Monarch

Consumer budgeting. Doesn't understand 1099 income or LLCs.

Ease handles this

QuickBooks

Built for retail. Takes hours to reconcile every month.

Ease handles this

CPA (annual)

One email chain in March. No year-round planning.

Ease handles this

Wealth management firm

Wants you at 55. No help now when it actually matters.

Ease handles this

LegalZoom + spreadsheets

DIY LLC. No payroll. No compliance calendar. No help.

Ease handles this

One agent for the financial life you actually have

No new logins, no new tools, no Sunday nights reconciling anything.

01

Track every income stream

W-2, 1099s, K-1s, royalties, honoraria, expert witness fees. Ease Agent classifies each stream, separates personal and business, and keeps your books clean for tax time.

• W-2 income
• 1099 classification
• K-1 pass-through
• Auto-categorization

Income ledger · All streams

• Auto-classified

Memorial Hospital – Salary

• W-2 · Biweekly · Auto-imported

$281,500

Riverside Locums

• 1099-NEC · Categorized as 1099 income (YTD)

+$38,200

Expert Witness

• 1099-MISC · Categorized as Other Inc.

+$12,000

Surgery Center LP

• K-1 · Pass-through entity income

+$9,400

MoonlightMD LLC · S-Corp

All current

REVENUE YTD

$50,200

3 income sources

OWNER SALARY PAID

$42,000

Reasonable salary on track

SOLO 401(K) CONTRIB

$28,500

$40,500 remaining

Q2 ESTIMATE DUE

Jun 15

$4,200 · Agent will file

02

Run your side LLC like a business

If you have an S-corp or sole prop for moonlighting, locums, or consulting, Ease handles the bookkeeping, payroll (including your own reasonable salary), bill pay, and entity filings.

• S-corp payroll
• Reasonable salary
• Entity bookkeeping
• Bill pay

03

Optimize your taxes year-round

The agent flags solo 401(k) contribution windows, QBI thresholds, quarterly estimates, and deduction opportunities as the year unfolds. Not in April.

• Quarterly estimates
• Solo 401(k) windows
• QBI threshold tracking
• Deduction alerts

Tax calendar · 2026

• APR 15

Q1 estimated tax filed

$6,900 paid · Sent filed automatically

• JUN 15 · UPCOMING

Q2 estimated tax due

Est. $4,200 due · Drafting payment now — approve to send.

• SEP 15

Q3 estimated tax due

Ease will auto-calculate from YTD data

• DEC 31

Solo 401(k) contribution deadline

$40,500 window still open

• APR 2027

Returns filed

Personal + LLC. You review and sign.

Are my returns ready to review?

Yes. Personal return and MoonlightMD LLC return are both ready. Total refund estimated: $5,240.

Anything I should flag before signing?

One note — I moved your CME expenses to Schedule C instead of Schedule A. Saves you ~$120 vs last year's filing. Everything else follows your 2025 pattern.

04

File your taxes without the email chain

Add tax filing as an annual service. Ease prepares and files personal and business returns from the data already in FinancialOS. No document chase. No waiting three weeks for a callback.

• Personal return
• Business return
• No document chase
• $1,000 – $2,500/year

A typical month

You don't need to open a dashboard. Just text Ease the way you'd text an assistant who actually knew what they were doing.

Messages

Mon

5

“Ease, did the locum check from Riverside hit yet?" Confirms deposit, categorizes it, updates your YTD 1099 income.”

Confirms deposit

$12,400 cleared this morning. Categorized as 1099 income. YTD locum total is now $38,200.

Wed

7

"Pay my malpractice premium from the LLC account”

Done

$3,200 sent to ProAssurance from MoonlightMD LLC. Logged as a business expense in your books.

Fri

9

"How much room is left in my solo 401(k) this year?" Exact number, with a recommendation.”

Here is a recommendation

$40,500 remaining of your $69,000 limit. You have until December 31. Based on your current contribution pace, you'll hit 91% of the limit. Want me to schedule the remaining contributions?

Qtr

16

“Ease drafts and files estimated taxes”

Done

$4,200 due June 15. Calculated from all income streams. Filing automatically unless you reply "hold."

APR

“(No email chain. No document chase.)”

Returns are ready. You review and sign.

Personal return and LLC return prepared from data already in FinancialOS. One signature. Done.

Three ways to run your back office

Start with an agent. Add a human when you want one. Hand the whole back office to us when you're ready.

Ease Agent and FinancialOS

$299/mo

$99/mo for the first 3 months

• Full FinancialOS platform
• Ease Agent across every included module
• Pay, Bill Pay, Payroll, Bookkeeping, Entity, HR
• Ease Taxes + Legal are add-on skills (starting at $100/mo each)

🔥 Most Popular

Ease Agent, FinancialOS, and a Bookkeeper

$499/mo

$99/mo for the first 3 months

• Everything in the base plan
• Dedicated human bookkeeper assigned to your practice
• Monthly closed meetings
• Mid-month support over chat

Full Service

$5,000/mo

Per practice - custom network pricing available

• Everything in the Bookkeeper plan
• Includes Legal and Tax skills
• Tax prep and filing included
• Dedicated practice operations team

Get your nights and weekends back

Start with Ease Agent and FinancialOS today. No sales call. No implementation project. Sign up and start chatting.