# Ease vs Ivy Pay

Ivy Pay processes payments for therapists. Ease processes payments and runs your entire back office.

# One great tool. Or one complete back office.

Ivy Pay is a great single-purpose tool. It does one thing well. Charge a card on file, get paid the next day, no monthly fee.

Ease Pay does the same job inside a complete clinical back office. If you only want to take payments and you do not need bookkeeping, payroll, taxes, or anything else, Ivy Pay is fine and cheap.

If you want one product that handles payments and the rest of your practice, Ease is the better fit.

| Ivy Pay | Ease |
| --- | --- |
| Card-on-File Payments | Yes |
| Next-Day Payouts | Yes |
| No Monthly Fees | Yes |
| Integrated Bookkeeping | No |
| Automated Payroll | No |
| Built-in Tax Filing | No |
| Complete Clinical Back Office | Yes |
| Native Clinical Practice Architecture | Yes |

# Feature Comparison

| Feature | Ease | Ivy Pay |
| --- | --- | --- |
| Built for doctors and clinicians | Yes. Every clinical specialty. | Yes. Therapists only. |
| AI agent does the work | Yes. Ease Agent. | No. |
| Bookkeeping | Included. | Not offered. |
| Payroll | Included. | Not offered. |
| Bill pay and vendor management | Included. | Not offered. |
| Patient payments | Included. Ease Pay. | Yes. Core product. |
| Card processing rate | 2.75% per charge, flat. | 2.75% per charge, flat. |
| HIPAA BAA | Yes. | Yes. |
| Entity formation and registered agent | Included. | Not offered. |
| Legal, contracts, and compliance | Included as a paid skill. | Not offered. |
| HR and team management | Included. | Not offered. |
| Tax filing | $1,000 to $2,500. Included in Full Service. | Not offered. |
| Starting price | $299/mo. $99/mo for first 3 months. | Free. Pay per transaction. |
| Human support included | Yes on $499 and above. | Email support. |

# Who Should Pick What

#### Pick Ivy Pay if...

You only need a card-on-file payment tool. Pick Ivy Pay if you are a therapist, the rest of your back office is handled by another product or by you in spreadsheets, and you only need clean card-on-file payments. Ivy Pay is well-designed, HIPAA-aware, and priced cleanly. If your bookkeeping, payroll, and taxes are already taken care of, there is no reason to bundle.

#### Pick Ease if…

You want payments inside the rest of your back office. Pick Ease if you want patient payments inside the same product that handles your books, payroll, vendor bills, HR, legal, and taxes. Stacking Ivy Pay with a separate bookkeeping tool, a separate payroll tool, and a separate CPA gets you the same outcome at higher total cost and more logins. Ease also goes beyond therapy to every clinical specialty.

# Pricing Compared

What you actually pay

#### Ivy Pay

Free + 2.75%

Free to use with no monthly fee. Transactions are 2.75% per charge across all major cards, including HSA and FSA. No setup, no contract.

#### Ease

$299/mo

Full platform and agent. $99/mo for the first 3 months for the first 250 verified clinicians. Ease Pay processing rates match Ivy's rates. Practices processing $10k+/mo see rates competitive with or below Ivy Pay's 2.75% flat.

# Switching from Ivy Pay in Three Simple Steps

1. **Set up Ease Pay.**
   Enable payment processing inside FinancialOS. Connect your bank account.
2. **Move your patients' cards.**
   Send a one-time payment update link to each active patient. Most practices migrate in under a week.
3. **Cancel Ivy Pay.**
   Once your patients have moved over, turn off Ivy Pay.

## Frequently Asked Questions

**Is Ease Pay HIPAA-secure?**

Yes. Ease Pay is delivered with a signed Business Associate Agreement and is built to handle protected health information appropriately.

**What are Ease Pay's processing rates?**

2.75%. Flat rate.

**Does Ease support membership and concierge billing?**

Yes. Ivy Pay does not. If you bill monthly memberships, retainers, or concierge fees, Ease handles that natively.

**Can I keep Ivy Pay and still use Ease for everything else?**

Yes. Ease does not require you to switch payment processors. Many practices run Ease for books, payroll, and operations while keeping their existing patient payments tool for the first year.